Our Business

We acquire unsecured NPA portfolios from regulated lenders at deep discounts and resolve them through disciplined, data-driven, and responsible processes. The objective is not only efficient recovery, but also supporting borrower stability and contributing to a healthier credit ecosystem.

Core Investment Philosophy

Our business model is built on disciplined portfolio selection, rigorous due diligence, and recovery intelligence. We focus exclusively on unsecured retail loan portfolios, ensuring predictable performance and scalable expansion.

  • Focus Mandate: Unsecured retail portfolios
  • Disciplined Acquisition: Deep-discount pricing based on risk-adjusted returns
  • Data-Driven Recovery: Segmentation by behaviour, bucket, and geography
  • Long-Term Value: Frameworks for scalable future portfolio expansion
Business Overview